*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:var(--bg)}a{color:inherit;text-decoration:none}.sitehead{min-height:92px;display:flex;align-items:center;padding:18px 4vw;gap:30px;position:relative;z-index:5;background:var(--head)}.brand{display:flex;flex-direction:column;min-width:220px}.brand span{font-size:32px;font-weight:900;letter-spacing:-1.5px}.brand i{font-size:10px;font-style:normal;letter-spacing:2px;text-transform:uppercase;opacity:.65}.sitehead nav{display:flex;gap:20px;align-items:center;margin-left:auto}.sitehead nav a{font-size:13px;font-weight:700}.headcta,.actions a{padding:14px 19px;background:var(--accent);color:var(--accentText);font-weight:800}.menub{display:none}.hero{min-height:650px}.hero-copy h1{font-size:clamp(48px,6vw,92px);line-height:.94;letter-spacing:-4px;margin:18px 0 24px}.hero-copy p{font-size:18px;line-height:1.65;max-width:650px}.eyebrow{font-size:12px!important;font-weight:900;letter-spacing:2.5px;text-transform:uppercase}.actions{display:flex;gap:12px;margin-top:30px}.actions .alt{background:transparent;border:1px solid currentColor;color:inherit}.intro{padding:90px 8vw;display:grid;grid-template-columns:1fr 1fr;gap:8vw;align-items:start}.intro h2,.feature h2,.deep h2{font-size:clamp(34px,4vw,62px);line-height:1.03;letter-spacing:-2px;margin:12px 0}.intro>p,.deep p{font-size:18px;line-height:1.75}.pathways{display:grid;grid-template-columns:repeat(4,1fr);margin:0 4vw 90px}.pathways a{padding:35px;border:1px solid var(--line);min-height:270px}.pathways span{font-weight:900;opacity:.45}.pathways h3{font-size:26px;margin-top:50px}.pathways p,.topicgrid p{line-height:1.65}.feature{margin:0 4vw 90px;padding:70px;display:grid;grid-template-columns:1.1fr .9fr;gap:7vw;background:var(--panel);color:var(--panelText)}.steps p{padding:18px 0;border-bottom:1px solid #ffffff33;line-height:1.6}.deep{padding:90px 8vw;background:var(--soft)}.deep p{max-width:900px}.deep a{display:inline-block;margin-top:15px;font-weight:900;border-bottom:2px solid}.pagehero{padding:95px 8vw 70px;min-height:360px;display:flex;flex-direction:column;justify-content:end;background:var(--panel);color:var(--panelText)}.pagehero h1{font-size:clamp(50px,7vw,96px);letter-spacing:-4px;line-height:.95;margin:12px 0}.pagehero>p:last-child{font-size:19px;max-width:780px;line-height:1.6}.topicgrid{padding:70px 6vw 90px;display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.topicgrid article{padding:34px;border:1px solid var(--line);background:var(--card)}.topicgrid h3{font-size:25px;margin:0 0 14px}.faqs{padding:70px 8vw 100px;max-width:1200px;margin:auto}.faqs details{border-bottom:1px solid var(--line);padding:22px 0}.faqs summary{font-size:22px;font-weight:800;cursor:pointer}.faqs p{line-height:1.7;max-width:850px}.formlayout{display:grid;grid-template-columns:.7fr 1.3fr;gap:6vw;padding:70px 8vw 100px}.formlayout aside{font-size:17px;line-height:1.7}.formlayout form{display:grid;gap:18px;padding:35px;background:var(--card);border:1px solid var(--line)}.row{display:grid;grid-template-columns:1fr 1fr;gap:15px}label{font-weight:700;font-size:13px}input,select{width:100%;padding:14px;margin-top:8px;border:1px solid var(--line);background:var(--bg);font:inherit}.check{display:grid;grid-template-columns:22px 1fr;gap:12px}.check input{width:auto;margin-top:4px}.check label{font-weight:400;line-height:1.55}.check a{text-decoration:underline}.formlayout button{padding:16px;border:0;background:var(--accent);color:var(--accentText);font-weight:900;font-size:16px}.success{font-weight:800}footer{padding:60px 5vw 30px;display:grid;grid-template-columns:2fr 1fr 1fr;gap:40px;background:var(--footer);color:var(--footerText)}footer>div{display:flex;flex-direction:column;gap:10px}footer .fbrand b{font-size:34px}footer p{max-width:430px;line-height:1.6}footer small{grid-column:1/-1;border-top:1px solid #ffffff2c;padding-top:24px;line-height:1.6}@media(max-width:900px){.sitehead nav{display:none}.menub{display:block;margin-left:auto}.headcta{display:none}.sitehead.open nav{display:flex;position:absolute;top:90px;left:0;right:0;background:var(--head);padding:25px;flex-direction:column}.hero{min-height:560px}.intro,.feature,.formlayout{grid-template-columns:1fr}.pathways,.topicgrid{grid-template-columns:1fr 1fr}.sitehead{padding:15px 5vw}.brand span{font-size:28px}}@media(max-width:600px){.pathways,.topicgrid{grid-template-columns:1fr}.intro,.feature,.deep,.pagehero,.formlayout{padding-left:6vw;padding-right:6vw}.feature{margin-left:0;margin-right:0}.hero-copy h1{letter-spacing:-2px}.row{grid-template-columns:1fr}footer{grid-template-columns:1fr}} :root{--bg:#fffdf7;--ink:#27211d;--head:#fffdf7;--accent:#0c6b62;--accentText:#fff;--line:#d9d0c3;--panel:#e8b547;--panelText:#27211d;--soft:#f1e6d7;--card:#fff;--footer:#27211d;--footerText:#fff}.brand span{font-family:Georgia,serif;font-weight:700}.hero-editorial{display:grid;grid-template-columns:.9fr 1.1fr;padding:45px 4vw 70px;gap:4vw;align-items:stretch}.hero-editorial .hero-copy{padding:60px 3vw;display:flex;flex-direction:column;justify-content:center}.hero-editorial h1{font-family:Georgia,serif}.hero-editorial h1 i{color:#0c6b62;font-weight:400}.hero-editorial figure{margin:0;min-height:610px;background-size:cover;background-position:center;position:relative}.hero-editorial figcaption{position:absolute;bottom:0;left:0;background:#e8b547;padding:15px 22px;font-weight:900;letter-spacing:2px;font-size:11px}.pathways{transform:rotate(-.5deg)}.pathways a:nth-child(even){transform:translateY(20px)}@media(max-width:800px){.hero-editorial{grid-template-columns:1fr;padding:0}.hero-editorial .hero-copy{padding:55px 7vw}.hero-editorial figure{min-height:420px}.pathways{transform:none}.pathways a:nth-child(even){transform:none}}

/* Fundniva editorial masthead + journal footer */
.fund-head{display:block;padding:0;background:#fffdf7;min-height:0;border-bottom:1px solid #27211d}.fund-utility{padding:9px 4vw;background:#27211d;color:#fff;display:flex;justify-content:space-between;font-size:9px;font-weight:800;letter-spacing:1.7px}.fund-mast{min-height:130px;padding:18px 4vw;display:grid;grid-template-columns:1fr auto 1fr;align-items:center}.fund-brand{min-width:0;text-align:center;display:block}.fund-brand span{display:block;font-family:Georgia,serif;font-size:58px;font-weight:500;letter-spacing:-3px}.fund-brand i{display:block;font-size:9px;letter-spacing:3px;margin-top:5px}.fund-mast .headcta{justify-self:end;background:transparent;color:#27211d;border:1px solid #27211d;font-family:Georgia,serif;font-weight:500}.fund-head nav{margin:0;padding:14px 4vw;display:flex;justify-content:center;gap:44px;border-top:1px solid #d9d0c3}.fund-head nav a{font-family:Georgia,serif;font-size:14px;font-weight:500}.fund-head .menub{justify-self:start}.fund-footer{display:block;padding:0;background:#fffdf7;color:#27211d;border-top:8px solid #e8b547}.fund-rule{padding:14px 4vw;display:flex!important;flex-direction:row!important;justify-content:space-between;border-bottom:1px solid #27211d;font-size:9px;font-weight:900;letter-spacing:1.8px}.fund-footer-main{padding:65px 5vw;display:grid!important;grid-template-columns:2fr 1fr 1fr;gap:70px}.fund-footer-main h2{font-family:Georgia,serif;font-size:clamp(58px,8vw,120px);font-weight:500;letter-spacing:-5px;margin:0 0 20px;color:#0c6b62}.fund-footer-main p{max-width:560px;font-family:Georgia,serif;font-size:19px;line-height:1.55}.fund-index{display:flex!important;flex-direction:column!important;gap:13px!important;padding-top:18px}.fund-index strong{font-size:9px;letter-spacing:2px;margin-bottom:10px}.fund-index a{font-family:Georgia,serif;font-size:16px}.fund-signoff{padding:22px 4vw;background:#27211d;color:#fff;display:grid!important;grid-template-columns:auto 1fr;gap:40px;align-items:center}.fund-signoff>a{font-family:Georgia,serif}.fund-signoff small{border:0;padding:0;text-align:right;opacity:.72;line-height:1.5}.fund-footer small{border:0}.fund-footer>div{display:block}
@media(max-width:900px){.fund-utility span{display:none}.fund-mast{grid-template-columns:auto 1fr auto;min-height:90px}.fund-brand span{font-size:38px}.fund-brand i{display:none}.fund-mast .headcta{display:none}.fund-head nav{display:none}.fund-head.open nav{display:flex;position:absolute;top:126px;left:0;right:0;z-index:30;background:#fffdf7;flex-direction:column;gap:0;padding:20px 6vw}.fund-head.open nav a{padding:10px 0;border-bottom:1px solid #d9d0c3}.fund-footer-main{grid-template-columns:1fr;gap:30px}.fund-signoff{grid-template-columns:1fr}.fund-signoff small{text-align:left}}